First Home Mortgage is seeking a detail-oriented and experienced Mortgage Processor to join our dynamic and growing Canton team. The ideal candidate is responsible for reviewing and validating all information presented on the Loan Application by the consumer. The candidate will review the loan application and any corresponding documents gathered by the Loan Officer during the application process. The Loan Processor will communicate with the borrower to request any additional documentation as needed to validate all information to present to the Underwriter and procure loan approval.
Position Responsibilities
- Within 72 hours, ensure all company minimum standards are met, including fees, documentation, schedule loan closing, and application accuracy.
- Order and review appraisals, ensure UCDP submission, and timely delivery to customers. Procure and provide condominium documents.
- Review loan and credit documents, update Encompass, and use AUS for automated approval.
- Assist in acquiring post-closing loan purchase requirements as necessary.
- Analyze financial documents and ensure compliance with regulations.
Position Qualifications
- Familiarity with loan software, Encompass preferred.
- Standard caseload: Carry 20-30 loans in process, closing 15+ loans per month efficiently.
- 2+ years of experience in the mortgage industry is highly preferred.
- Knowledge of loan procedures and regulations.
- Strong attention to detail and organizational skills.
- Excellent communication and interpersonal abilities.
- Ability to work in a fast-paced environment.
- Proficient in Microsoft Office Suite.
If you are passionate about helping clients achieve their homeownership goals while working in a fast-paced environment, we encourage you to apply for this exciting opportunity as a Mortgage Processor.